Debt information
RAC debt maturity profile
RAC’s current bonds in issue
Facility | S&P Rating | Principal (£m) | Coupon | Effective maturity |
A3 | BBB | 250 | 8.250% | 6 November 2028 |
A4 | BBB | 400 | 5.750% | 6 November 2029 |
B2 | B+ | 345 | 5.250% | 4 November 2027 |
RAC’s public debt documentation can be found in the tabs below. Please contact us on [email protected] with any further queries concerning our debt.
Class A Base Prospectus dated 16 May 2025
Supplemental Class A Note Trust Deed dated 16 May 2025
Class A Base Prospectus dated 24 March 2023
Class A Supplementary Prospectus dated 29 September 2023
Supplemental Class A Note Trust Deed dated 13 October 2023
Class A4 Notes terms dated 23 May 2025
Class A Base Prospectus dated 16 May 2025
Supplemental Class A Note Trust Deed dated 16 May 2025
Class A Base Prospectus dated 24 March 2023
Class A Supplementary Prospectus dated 29 September 2023
Supplemental Class A Note Trust Deed dated 13 October 2023
Class A4 Notes terms dated 23 May 2025

Who we are
For over 125 years, the RAC has been at the forefront of developing motoring solutions. Today, you can trust the RAC for complete peace of mind™, for all your driving needs.

Discover RAC's history
The RAC has been consistently at the forefront in assisting UK drivers. Take a look at a snapshot of our history so far, beginning in 1897.

Sustainability
The RAC has embedded Corporate Social Responsibility (CSR) throughout the business, with a continued focus on enhancing road safety, improving fuel efficiencies and in developing innovative new products and services for members.